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Benefits & Features



Benefits payable


The sum assured* less any unpaid premium based on total outstanding balance at the date of the covered event.

Total and permanent disability (TPD)

36 Critical illness (CI)

*The sum assured is equal to the life assured’s credit card’s total outstanding balance at the date of the covered event, but not more than the card’s credit limit and subject to a maximum payment of RM150,000 on the same life. If multiple covered events occur, the amount payable will be the sum assured as of the earliest occurrence of the covered event. 

Note: The total outstanding balance shall mean the last statement balance, plus the outstanding balance for credit card services (example: Cash Lite, Instalment Payment Plan, Flexi Payment Plan, balance conversion and/or any other services that may be introduced in future) to the life assured’s credit card account transacted prior to the covered event.

Note: Terms and conditions apply.

The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Assurance Berhad or PIDM (visit www.pidm.gov.my).

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