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PowerPay Bonus Campaign

Campaigns

PowerPay Bonus Campaign

Maximise your rewards with up to 4.2% p.a. cash payouts on Sun Saver Max1, when bundled together with selected Insurance or Takaful solutions.

For a limited time, bundle Sun Saver Max¹ with a participating Bancassurance or Bancatakaful product to enjoy guaranteed cash payouts of up to 4.2% of total premiums paid.
 

Campaign Period: 

25 April 2026 – 31 October 2026 (both dates inclusive), or until maximum fund size is reached, whichever earlier.

 

Eligibility:

  • Individuals residing in Malaysia (Including Malaysian citizens, permanent residents or non-Malaysian citizens 
  • Age (age last birthday): 30 days – 70 years old
  • Apply at least one of the following Participating Bancassurance/Bancatakaful Product(s) together with Sun Saver Max during the Campaign:
 

Campaign Mechanics:

  • Enroll Sun Saver Max with annual mode frequency only + at least one of the Participating Bancassurance/Bancatakaful Product(s)during campaign period.
  • The premium placement for the Sun Saver Max shall up to premium/contribution amount of the enrolled SWP or SEE-i as table below:
Participating Bancassurance / Bancatakaful Product(s) FYAP / FYAC2 Ratio3 for SSM Example Premium / Contribution Placement (RM)
SWP, SEE-i SSM
SWP 1 : 2 200,000 Min: 10,000
Max: 400,000
SEE-i 1 : 2 500,000 Min: 10,000
Max: 500,000

Please refer to the Sun Saver Max leaflet for more information on the product benefits. 
First Year Annualised Premium will be referred to as “FYAP”; First Year Annualised Contribution will be referred to as “FYAC”.
Eligible Customer(s) may enroll SSM with FYAP/FYAC up to a 1:2 ratio based on their Participating Bancassurance/ Bancatakaful Product(s), up to a maximum of RM500,000 per life. The annualized premium of the SSM can be less than or not exceed the allowable ratio (1:1) of Participating Bancassurance/ Bancatakaful Product(s) FYAP/FYAC.


Key Highlights of PowerPay Bonus Campaign
  • Additional 2.2% Cash Payout per Year 
    • Additional 2.2% of the total premiums paid4 for Sun Saver Max will be payable at the end of each policy year as illustrated below:
Policy Anniversary5 Sun Saver Max
GCP (% of Total Premiums Paid4)
Campaign Payout
(% of Total Premiums Paid4)
Total GCP
Year 1 2.0% 2.2% 4.2%
Year 2 2.0% 2.2% 4.2%

The total premiums paid do not consider the premium paid to the Company in advance before the premium due date. 
“Policy Anniversary” means the anniversary of the Policy Commencement Date as stated in the Policy Schedule of the policy document for the Sun Saver Max
 

Example:

Mr Lim enrolls in Sun Wealth Plus with an annual premium of RM150,000, and is eligible to enroll in Sun Saver Max with annual premium up to RM300,000. 

Mr Lim enrolls in Sun Saver max with an annual premium of RM300,000.

Provided that both Sun Wealth Plus and Sun Saver Max policies remain in force and premiums are paid up to date, the following shall be payable to Mr Lim:

Policy Anniversary Total Premiums Paid to Date
(RM)
Guaranteed Cash Payout
(Sun Saver Max)
(RM)
Campaign Payout
(PowerPay Bonus Campaign)
(RM)
Total Payout
(RM)
Year 1 300,000 2% × 300,000 = 6,000 2.2% × 300,000 = 6,600 12,600
Year 2 600,000 2% × 600,000 = 12,000 2.2% × 600,000 = 13,200 25,200

 

Campaign Terms and Conditions
 
 
 

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