With rising medical costs becoming the new normal, staying protected can feel like a growing challenge — especially when you're trying to plan for the future.
Introducing Shield Medi Care Max — a flexible and future-ready medical rider designed to help you manage healthcare expenses with ease. Whether you're just starting out, growing your career, or planning for retirement, it keeps your coverage affordable without compromising on protection — today and in the years to come.
High annual limit of up to RM4 mil with no lifetime limit
Various deductible options
Choose from a range of deductible options to suit your budget and healthcare needs:
Increasing hospital room and board:
Increase 25% on the initial Hospital R&B rate every 3 years, provided no claim has been made in the immediate preceding 3 policy years, and subject to total maximum of 200% of the initial Hospital R&B.
Refund of unutilised hospital room and board
Genomic testing
Retirement benefit
For policy with deductible amount of RM30,000 per policy year, the deductible amount shall be changed to RM500 per policy year within the same benefit plan on the policy anniversary immediately following the life assured's 60th birthday, without any further underwriting.
Note: Terms and conditions apply.
Shield Medi Care Max Rider is available for attachment to our Sun Shield Link Plan.
The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).