Fulfil your Hajj aspirations with a plan that offers protection and savings

As a Muslim, performing Hajj is an important obligation in life. In order to fulfil this religious aspiration, one needs to be physically able as well as financially and spiritually ready. 
Now, with KFH Sun Sinar, a surplus sharing universal takaful plan, you can be better prepared for fulfilling your spiritual obligation. With an affordable monthly contribution starting from RM125, this comprehensive solution offers protection, savings as well as financial flexibility to help you embark on a worry-free and fulfilling spiritual journey.

Benefits & Features

Badal Hajj benefit
In the event you are unable to physically embark on this important spiritual journey due to death, TPD or on diagnosis of any one of the 36 critical illnesses, Sun Life Malaysia’s registered Hajj service provider will perform Hajj on your behalf.
200% of death/total and permanent disability (TPD) benefit while performing Hajj/Umrah
100% of sum covered plus the value of the universal account less any indebtedness upon death or TPD. An additional 100% of the sum covered if death/TPD occur while performing Hajj/Umrah.
Special payout
RM1,500 Special Payout will be payable on the contract anniversary upon completion of 3rd contract year. You could use this payout to register for hajj or top-up your existing Tabung Haji savings.
Accidental death & total and oermanent disability (TPD) coverage
Additional RM10,000 will be payable in the event of accidental death or TPD. 
Final benefit
Gives you the opportunity to grow your savings, where the value of the universal account will be payable at the end of the contract term.

Note: Terms and conditions apply.

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