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Protection that stacks up with guaranteed cash returns every year

Sun Wealth Plus is a savings insurance plan that provides you with added assurance as it lets you save while enjoying increasing guaranteed annual cash payment year after year. It is designed specifically to help you achieve your financial goals no matter at which stage you are in life.
 

Benefits & Features

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Choice of premium payment and policy term
Choice of premium payment and policy term Flexibility to choose a premium payment term and policy term that best suits your financial needs.
 
Plan options Premium payment term (years) Policy term (years)
5 Pay 15 Term 5 15
8 Pay 20 Term 8 20

 
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Easy enrollment with no underwriting required
This plan offers guaranteed acceptance* for all applicants upon enrollment with no underwriting and medical check-up required.

* Not applicable for foreigner application, whereby underwriting may be applicable.
 
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Guaranteed survival benefit (GSB)
Enjoy guaranteed survival benefit every year with a total of up to 270% of the basic annualised premium, starting from the end of 1st policy year until the policy matures.
 
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Maturity benefit
When your plan matures, you will receive the higher of:
  1. the value of the universal account; or
  2. a percentage of the basic annualised premium (AP) as shown  below;
5 Pay 15 Term 8 Pay 20 Term
350% of AP 580% of AP

plus the value of the accumulation account (if any), less any indebtedness.
 
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In the event of death or TPD**, you or your loved ones will receive the higher of:
i) total basic premium paid (excluding top-up premium); or
ii) 105% of the value of the universal account;

plus the value of the accumulation account (if any), less any indebtedness.

** TPD coverage will expire at the policy monthly anniversary following the life assured’s attainment of age 70.** TPD coverage will expire at the policy monthly anniversary following
the life assured’s attainment of age 70.


***    Please note that in the event that the life assured dies or suffers TPD due to non-accidental causes within the first 24 months from the policy commencement date, 100% of the value of the universal account plus the value of the accumulation account (if any), less any  indebtednesses, will be payable instead.
 
cimb-14.png Enhance your protection with optional rider
You can further boost your coverage for death and TPD up to RM300,000 by attaching the Term Life Rider.

Note: Terms and conditions apply.

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