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KFH Sun Sinar

Fulfil your Hajj aspirations with a plan that offers protection and savings


As a Muslim, performing Hajj is an important obligation in life. In order to fulfil this religious aspiration, one needs to be physically able as well as financially and spiritually ready.

Now, with KFH Sun Sinar, a surplus sharing universal takaful plan, you can be better prepared for fulfilling your spiritual obligation. With an affordable monthly contribution starting from RM125, this comprehensive solution offers protection, savings as well as financial flexibility to help you embark on a worry-free and fulfilling spiritual journey.

Benefits & Features


200% of death/total and permanent disability (TPD) benefit while performing Hajj/Umrah

100% of sum covered plus the value of the universal account less any indebtedness upon death or TPD. An additional 100% of the sum covered if death/TPD occur while performing Hajj/Umrah.


RM1,500 special payout

RM1,500 Special Payout will be payable on the contract anniversary upon completion of 3rd contract year. You could use this payout to register for hajj or top-up your existing Tabung Haji savings.


Badal Hajj benefit

In the event you are unable to physically embark on this important spiritual journey due to death, TPD or on diagnosis of any one of the 36 critical illnesses, Sun Life Malaysia’s registered Hajj service provider will perform Hajj on your behalf.


Accidental death & total and permanent disability (TPD) coverage

Additional RM10,000 will be payable in the event of accidental death or TPD.


Final benefit

Gives you the opportunity to grow your savings, where the value of the universal account will be payable at the end of the contract term.

Note: Terms and conditions apply.

The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).


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