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Sun Heritage-i

 
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Creating lasting memories for generation

Building a lasting legacy has always been your top priority. You’ve worked tirelessly to fulfil and ensure your loved ones or business have a proper financial backup, even after you’re gone.

Sun Heritage-i is an investment-linked takaful plan that offers protection of up to RM5 million, without the hassle of a medical check-up. But it’s more than just financial protection. You’ll receive estate planning benefits that can help you with legacy planning, such as writing a will or setting up a trust. This ensures that your wealth is preserved and passed on as you wish.

Don’t just dream about creating a legacy that will last for generations. Let us help you make it a reality with Sun Heritage-i.
 

Benefits & Features

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Death and Total and Permanent Disability (TPD) benefit:
Higher of the basic sum covered or total account value upon death or TPD of the person covered. Upon the accidental death or TPD of the person covered, an additional amount of up to 300% of the basic sum covered will be payable on top of the death or TPD benefit payable.
 
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Estate planning benefit:
It will be payable according to the table below starting from the end of contract year 2.
 
End of contract year Estate planning benefit
(% of coverage amount*)		 Maximum aggregate amount payable (RM)
2 0.1% RM20,000
3 0.1%
4 0.1%
5 0.2%
* Coverage amount = the lower of the initial sum covered or the current sum covered.
 
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Extension of takaful coverage:
Upon expiration of the contract term, the takaful protection will be extended to age 99, with no underwriting assessment.
 
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Maturity benefit:
It will be payable as a longevity celebration when you survive until age 99.
 
Asset-40.png Multiple expiry age options:
Up to age 70, 80 or 99.
 
Asset-41.png Flexible contribution payment terms:
6 years, 10 years, 20 years or full term.
 
Asset-42.png High non-medical limit:
Up to RM5.0 million takaful protection with no medical check-up required.
 
Asset-43.png Optional riders to enhance your protection:
Heritage CI Care-i, Heritage Term Care-i, Heritage Waiver-i, Heritage Payor Waiver-i.

Note: Terms and conditions apply.
 Download leaflet More info All Protection plans

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Sun Life Malaysia Assurance Berhad
Registration No: 199001005930 (197499-U)

Sun Life Malaysia Takaful Berhad
Registration No: 200501012215 (689263-M)

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