Sun Legacy Shield

Secure the future of your legacy

You always put your loved ones in top priority, but life is unpredictable. How can you preserve your lineage and enrich the wealth of your loved ones when you are no longer with them?

Introducing Sun Legacy Shield, an investment-linked takaful plan that takes care of your financial and spiritual goals at the same time. It provides a strong foundation for you to continue expanding your wealth and legacy during your lifetime and safeguard your loved ones when you are no longer around.

Benefits & Features

	Tailor to your protection needs Flexibility to choose the contribution and contract term that best suits your affordability and protection needs. Contract term up to age 70, 80, 99, with contribution term of 10 or 20 years. Extension of takaful coverage (only applicable for contract term up to age 70 and 80). Upon expiration of the selected contract term, the takaful coverage will be automatically extended up to age 99, subject to additional scheduled top-up contributions requirements. No underwriting is required for this extension of takaful coverage.
	Full contribution allocation into the investment-linked funds of your choice Basic takaful contributions will be 100% allocated into the Investment Account 1 whereas top-up contributions are 100% allocated into the Investment Account 2.
	Protection booster This plan provides extra coverage with protection booster as a loyalty reward which boosts your BSC by 5% of the BSC upon the completion of every 5 contract years, up to 20% of the BSC.
	Additional coverage up to 300% of the basic sum covered for accidental death/total and permanent disability (TPD) In the event of death/TPD¹, you or your loved ones will receive the higher of: the total sum covered (the Basic Sum Covered (BSC) plus the protection booster); or the total account value; less any indebtedness. In addition to the death benefit payout, a lump sum of RM10,000 will be payable as compassionate benefit. Additional up to 300% of BSC will be payable on top of the death/TPD benefit if there is an unfortunate accidental death²/TPD¹ or accidental death³/TPD¹ in country other than Malaysia^4.
	Loyalty bonus 0.1% of the lower of the initial BSC or current BSC at the end of every 2 contract years, starting from the end of the 6th contract year will be 100% allocated into the Investment Account 1.
	Final benefit Should the person covered survive until the end of the contract term (age 99), the higher of: the total sum covered (the BSC plus the protection booster); or the total account value; less any indebtedness, will be payable. Note: Terms and conditions apply.