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Sun Heritage-i
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Sun Heritage-i
Creating lasting memories for generations
Building a lasting legacy has always been your top priority. You’ve worked tirelessly to fulfil and ensure your loved ones or business have a proper financial backup, even after you’re gone.
Sun Heritage-i is an investment-linked takaful plan that offers protection of up to RM5 million, without the hassle of a medical check-up. But it’s more than just financial protection. You’ll receive estate planning benefits that can help you with legacy planning, such as writing a will or setting up a trust. This ensures that your wealth is preserved and passed on as you wish.
Don’t just dream about creating a legacy that will last for generations. Let us help you make it a reality with Sun Heritage-i.
Benefits & Features
Death and Total and Permanent Disability (TPD) benefit
Higher of the basic sum covered or total account value upon death or TPD of the person covered. Upon the accidental death or TPD of the person covered, an additional amount of up to 300% of the basic sum covered will be payable on top of the death or TPD benefit payable.
Estate planning benefit
It will be payable according to the table below starting from the end of contract year 2.
End of contract year
Estate planning benefit
(% of coverage amount*)
Maximum aggregate amount payable (RM)
2
0.1%
RM20,000
3
0.1%
4
0.1%
5
0.2%
* Coverage amount = the lower of the initial sum covered or the current sum covered.
Extension of takaful coverage
Upon expiration of the contract term, the takaful protection will be extended to age 99, with no underwriting assessment.
Maturity benefit
It will be payable as a longevity celebration when you survive until age 99.
Multiple expiry age options
Up to age 70, 80 or 99.
Flexible contribution payment terms
6 years, 10 years, 20 years or full term.
High non-medical limit
Up to RM5.0 million takaful protection with no medical check-up required.
Optional riders to enhance your protection
Heritage CI Care-i, Heritage Term Care-i, Heritage Waiver-i, Heritage Payor Waiver-i.
Note: Terms and conditions apply.
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