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Shaping your future is in your hands
Let your money work for you while you get protected. Start investing now with peace of mind when you are physically and financially able to safeguard your future, as well as to leave behind a legacy for your family and loved ones.
Benefits & Features
Two in one plan - investment and Takaful coverage
A one-time contribution plan that provides death or total and permanent disability (TPD) coverage up to age 993 with a minimum single contribution amount of RM5,000.
In the event of death or TPD, you or your loved ones will receive the higher of:
basic sum covered and sum covered booster plus 95% of top-up contributions (if any) minus 100% withdrawals (if any); or
value of investment account at the time of claims; less any indebtedness.
The sum covered booster increases your coverage amount by 10% at the end of every 5 contract years until 50% of adjusted single contribution is reached.
The sum covered booster benefit will be terminated when the total withdrawal amount is equal to or more than the initial single contribution or upon the claim of death or TPD benefit.
Diversify your financial portfolio by investing in a wide range of investment-linked funds locally or globally to enjoy the potential investment returns.
Maximising your investment values with the high contribution allocation of up to 95% of iinitial single contribution.
Maturity benefit
Upon maturity at the age of 99, you will receive 100% of the value of investment account, less any indebtedness at the maturity date of the contract.
Simple enrolment
This plan provides guaranteed acceptance for all participants up to RM350,000 single contribution per person covered with no medical underwriting requirements.
Simplified underwriting is required if the single contribution amount exceeds RM350,000 upon enrolment.
Boost your investment value
You have the flexibility to invest more when you have extra cash by performing an ad hoc top-up contribution5 and withdrawing the money when you need it.
You can switch your investment funds any time according to your risk tolerance level with no extra charge imposed.
Note: Terms and conditions apply.
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