Sinar Health Plan is a Surplus Sharing Group Medical and Health Takaful Plan which provides fixed benefit for hospitalization, surgery and covered critical illness up to RM 1 million overall lifetime limit. There are 3 different plans to choose that suit your budget and lifestyle.
Hospital benefits
| Bronze | Silver | Gold | |
|---|---|---|---|
| Major surgical benefit (per surgery) | RM6,000 | RM8,000 | RM12,000 |
| Minor surgical benefit (per surgery) | RM1,500 | RM2,000 | RM3,000 |
| Daily hospital income benefit (max 180 days per certificate year) |
RM150 | RM200 | RM300 |
Health benefits
| Bronze | Silver | Gold | |
|---|---|---|---|
| Critical illness benefit (lifetime limit) | RM20,000 | RM30,000 | RM50,000 |
| Outpatient kidney dialysis benefit (lifetime limit) | RM8,000 | RM12,000 | RM20,000 |
| Anti-cancer chemotherapy/radiotherapy benefit - per session - lifetime limit |
RM200 RM4,000 |
RM200 RM4,000 |
RM200 RM4,000 |
Overall lifetime limit
| Bronze | Silver | Gold |
|---|---|---|
| RM400,000 | RM600,000 | RM1,000,000 |
Death benefit
| Bronze | Silver | Gold |
|---|---|---|
| RM20,000 | RM30,000 | RRM50,000 |
Final benefit
Value of participant's account (if any).
Note: Terms and conditions apply.
The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).