Explore Sun Life Financial Worldwide

Sun Hajj

Your spiritual journey protected

As a Muslim, performing Hajj is an important obligation in life. To fulfill this religious aspiration, you need to be physically able as well as financially and spiritually ready.

Now, with Sun Hajj, a surplus-sharing universal takaful plan, you can be better prepared to fulfill your spiritual obligation. With an affordable monthly contribution starting from RM200, this takaful plan offers protection, savings, and financial flexibility to help you fulfill your religious obligations with peace of mind.

Benefits & Features


Badal Hajj benefit

In the event you are unable to physically embark on this important spiritual journey due to death, TPD, or on diagnosis of any one of the 36 critical illnesses, Sun Life Malaysia’s registered Hajj service provider will perform Hajj on your behalf. If the cost of the arrangement with the service provider is less than RM5,000, the excess amount will be payable to your nominee or the rightful claimant.


200% of sum covered for death/total and permanent disability (TPD) benefit while performing Hajj/Umrah

100% of sum covered plus the value of the universal account less any indebtedness upon death or TPD. Additional 100% of the sum covered if death/TPD occurs while performing Hajj/Umrah.


RM2,000 special payout

A RM2,000 Special Payout will be payable on the contract anniversary upon completion of the 3rd contract year. You can use this payout to register for hajj or to top-up your existing Tabung Haji savings.


Funeral expenses benefit and additional accidental coverage

Funeral expenses of RM3,000 will be payable upon death. Apart from that, an additional RM10,000 will be payable in the event of accidental death or TPD.


Final benefit

Gives you the opportunity to grow your savings, where the value of the universal account will be payable at the end of the contract term.

Note: Terms and conditions apply.

The benefit(s) payable under eligible certificate/policy/contract is(are) protected by PIDM up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (TIPS) Brochure or contact Sun Life Malaysia Takaful Berhad or PIDM (visit www.pidm.gov.my).


Talk to an Advisor