Sun Signature Life Plus

Up to RM2 million non-medical limit

Get up to RM2 million coverage without having to undergo medical check-up upon enrollment.

Double up insurance coverage

• High sum assured starting from RM500,000 per policy, which will eventually double up over the policy tenure.
• An additional 10% of the basic sum assured (BSA) is granted at the end of every 2 policy years, up to maximum 2 times of the BSA by the end of the 20th policy anniversary.
• In the event of death or total and permanent disability (TPD), you or your loved ones will receive the higher of the BSA plus increasing sum assured (if any) or - value of the universal account; less any indebtedness.

Guaranteed health check-up allowance benefit

A lump sum benefit of RM1,500 (less any indebtedness) will be payable to you at the end of every 2 policy years to help cover the cost of your regular medical examinations. This benefit will be paid to you automatically without requiring any supporting documents.

As long as all premiums due have been paid and the policy is in force, the health check-up allowance benefit is guaranteed and payable from the universal account, regardless of the universal account value.

Guaranteed loyalty bonus benefit

The loyalty bonuses payable are 0.5% of the BSA for the 5th policy year, and 1.5% of the BSA for the 10th policy year, less any indebtedness. You will be rewarded with loyalty bonuses at the end of the 5th and 10th policy year as a reward for maintaining your coverage.

Maturity benefit

When your plan matures at the age of 80, you will receive the universal account value (if any), less any indebtedness.

Flexible premium payment term

You have the flexibility to choose a premium payment term of 5 years, 10 years or up to age 60 that best suits your financial needs.

Conditional No Lapse Guarantee

Your policy will not lapse even if the value of the universal account is less than zero, provided that all premiums due under the policy are paid within the grace period.