Savings

100% of sum covered plus the value of the universal account less any indebtedness upon death or TPD. Additional 100% of the sum covered if death/TPD occurs while performing Hajj/Umrah.

Special payout upon completion of 3rd contract year to register for Hajj or top-up your Tabung Haji savings.

Our registered Hajj service provider will help if you are unable to perform hajj due to death, TPD or on diagnosis of any one of the 36 critical illnesses.

Funeral expenses of RM3,000 will be payable upon death.
An additional RM10,000 will be payable in the event of accidental death or TPD.

The value of the universal account will be payable at the end of the contract term.

Choice of various contribution payment terms (as short as 5 years) and coverage terms (up to 30 years) to best suit your affordability, commitment level and needs.

Receive ACP every year, starting from the end of the first contract year until maturity.

Provides death and total permanent and disability coverage throughout the coverage term.
Up to 200% of the total takaful contributions paid less accumulated ACP payable, or 105% of the value of universal account, whichever is higher, will be paid.

Waqf/donation equivalent to 5% of the total takaful contributions paid upon death of the person covered will be payable to Yayasan Waqaf Malaysia and/or other waqf or charitable organisation that may be appointed by us in future.

Receive the value of universal account in one lump sum upon maturity.

Death and total and permanent disability (TPD) coverage.
Six optional riders to match your protection needs.

Affordable contributions from as low as RM150 per month, which will be directly allocated into your investment account without any upfront fee imposed.
Flexibility to top-up or withdraw your investments in times of need.

Three professionally managed investment-linked funds to meet your risk tolerance level.

Receive the basic sum covered plus the total account value upon maturity.