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The best plans let you enjoy the freedom to save as you protect yourself against life's unforeseen circumstances.
Choice of various contribution payment terms (as short as 5 years) and coverage terms (up to 30 years) to best suit your affordability, commitment level and needs.
Receive ACP every year, starting from the end of the first contract year until maturity.
Provides death and total permanent and disability coverage throughout the coverage term.
Up to 200% of the total takaful contributions paid less accumulated ACP payable, or 105% of the value of universal account, whichever is higher, will be paid.
Waqf/donation equivalent to 5% of the total takaful contributions paid upon death of the person covered will be payable to Yayasan Waqaf Malaysia and/or other waqf or charitable organisation that may be appointed by us in future.
Receive the value of universal account in one lump sum upon maturity.
Death and total and permanent disability (TPD) coverage.
Six optional riders to match your protection needs.
Affordable contributions from as low as RM150 per month, which will be directly allocated into your investment account without any upfront fee imposed.
Flexibility to top-up or withdraw your investments in times of need.
Three professionally managed investment-linked funds to meet your risk tolerance level.
Upon expiry of the contract, takaful coverage will be extended up to age 99 with no underwriting.
*Applicable to the contract expiry at age 70, age 80 and contract term of 30 years.
Receive the basic sum covered plus the total account value upon maturity at
A takaful plan that allow you to experience your spiritual journey with peace of mind
200% of Death / Total and Permanent Disability (TPD) Benefit while performing Hajj / Umrah
RM1,500 Special Payout
Special payout upon completion of 3rd contract year to set up or top-up your Tabung Haji account. In addition, it also provide final benefit payout at the end of contract term
Badal Hajj Benefit
The registered Hajj service provider will help if you are unable to perform hajj due to death, TPD or on diagnosis of any one of the 36 critical illnesses
Accidental Death & Total and Permanent Disability (TPD) coverage
Additional RM10,000 will be payable in the event of accidental death or TPD.
Similar plan: Takaful Suria, Sinar Hajj, Sun Sinar
100% of sum covered plus the value of the universal account less any indebtedness upon death or TPD. Additional 100% of the sum covered if death/TPD occurs while performing Hajj/Umrah.
Special payout upon completion of 3rd contract year to register for Hajj or top-up your Tabung Haji savings.
Our registered Hajj service provider will help if you are unable to perform hajj due to death, TPD or on diagnosis of any one of the 36 critical illnesses.
Funeral expenses of RM3,000 will be payable upon death.
An additional RM10,000 will be payable in the event of accidental death or TPD.
The value of the universal account will be payable at the end of the contract term.