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Kick back and ease into your dream retirement with absolute peace of mind and financial freedom.
Death and total and permanent disability (TPD) coverage.
Six optional riders to match your protection needs.
Affordable contributions from as low as RM150 per month, which will be directly allocated into your investment account without any upfront fee imposed.
Flexibility to top-up or withdraw your investments in times of need.
Three professionally managed investment-linked funds to meet your risk tolerance level.
Upon expiry of the contract, takaful coverage will be extended up to age 99 with no underwriting.
*Applicable to the contract expiry at age 70, age 80 and contract term of 30 years.
Receive the basic sum covered plus the total account value upon maturity at
Death, total & permanent disability (TPD), plus maturity benefit
Mix & match your coverage based on your financial needs.
Reasonable monthly contribution with immediate wealth creation
Need based benefits with various riders to choose from:
Choice of various contribution payment terms (as short as 5 years) and coverage terms (up to 30 years) to best suit your affordability, commitment level and needs.
Receive ACP every year, starting from the end of the first contract year until maturity.
Provides death and total permanent and disability coverage throughout the coverage term.
Up to 200% of the total takaful contributions paid less accumulated ACP payable, or 105% of the value of universal account, whichever is higher, will be paid.
Waqf/donation equivalent to 5% of the total takaful contributions paid upon death of the person covered will be payable to Yayasan Waqaf Malaysia and/or other waqf or charitable organisation that may be appointed by us in future.
Receive the value of universal account in one lump sum upon maturity.