FLEXIBLE CONTRIBUTION AND
COVERAGE TERM

Choice of various contribution payment terms (as short as 5 years) and coverage terms (up to 30 years) to best suit your affordability, commitment level and needs.

Increasing-Annual-Cash-Payout.png   INCREASING ANNUAL CASH
PAYOUT (ACP)

Receive ACP every year, starting from the end of the first contract year until maturity.

 GUARANTEED TAKAFUL COVERAGE

Provides death and total permanent and disability coverage throughout the coverage term.
Up to 200% of the total takaful contributions paid less accumulated ACP payable, or 105% of the value of universal account, whichever is higher, will be paid.

compasionate-benefit-1.png COMPASSION BENEFIT

Waqf/donation equivalent to 5% of the total takaful contributions paid upon death of the person covered will be payable to Yayasan Waqaf Malaysia and/or other waqf or charitable organisation that may be appointed by us in future.

 MATURITY BENEFIT

Receive the value of universal account in one lump sum upon maturity.

Financial security starts right here