sinar-hajj

Preparing You For Your Spiritual Journey

As a Muslim, performing Hajj is an important obligation in life. To fulfill this religious aspiration, you need to be physically able as well as financially and spiritually ready.
 
Now, with Sinar Hajj, a surplus-sharing universal takaful plan, you can be better prepared to fulfill your spiritual obligation. With an affordable monthly contribution starting from RM125, this comprehensive solution offers protection, savings, and financial flexibility to help you embark on a carefree and fulfilling spiritual journey.  
 

Benefits & Features

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Badal Hajj benefit
In the event you are unable to physically embark on this important spiritual journey due to death, TPD, or on diagnosis of any one of the 36 critical illnesses, Sun Life Malaysia’s registered Hajj service provider will perform Hajj on your behalf.
 
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200% of sum covered for death/total and permanent disability (TPD) benefit while performing Hajj/Umrah
100% of sum covered plus the value of the universal account less any indebtedness upon death or TPD. Additional 100% of the sum covered if death/TPD occurs while performing Hajj/Umrah.
 
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RM1,500 special payout
A RM1,500 Special Payout will be payable on the contract anniversary upon completion of the 3rd contract year. You can use this payout to register for hajj or to top-up your existing Tabung Haji savings.
 
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Accidental death & total and oermanent disability (TPD) coverage
An additional RM10,000 will be payable in the event of accidental death or TPD. 
 
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Final benefit
Gives you the opportunity to grow your savings, where the value of the universal account will be payable at the end of the contract term.

Note: Terms and conditions apply.

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