sinar-baraqah

Attain your spiritual journey with total peace of mind throughout your life

Sinar Baraqah offers a comprehensive solution of takaful protection for you and your loved ones. It also helps to expedite your hajj obligations as well as Badal Hajj.
 

Benefits & Features

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Badal Hajj benefit
Your Hajj obligation will be fulfilled through Badal Hajj (upah Haji) service due to death, total and permanent disability (TPD) or critical illness (CI).
 
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Double takaful coverage while performing Hajj/Umrah
Additional of 100% sum covered will be payable if death/TPD occurs while performing Hajj/Umrah (subject to the coverage period of 45 days for Hajj and 15 days for Umrah, or the actual travel duration, whichever is shorter).
 
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Special payout
A special payout of RM1,500 from UA on  3rd contract anniversary to top-up your Tabung Haji savings or for the purpose of Hajj registration.
 
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Final benefit
Universal account value (UA) as final benefit will be payable upon contract maturity.

Note: Terms and conditions apply.

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