Affordable Health Insurance Rider

Affordable medical plan that supplements your existing plan

Escalating medical costs are a growing burden to you and your loved ones. It is important to have sufficient medical coverage to protect you and your family as you would not want to put aside other priorities in life such as enjoying your retirement or saving for your children’s education fund.

Sun MediMax-i serves as an additional layer of coverage on top of your existing medical plan to maximise your level of protection.

Benefits & Features

	Hospitalisation and surgical benefits with no lifetime limit Comprehensive coverage for hospitalisation and surgical expenses, with six different levels of deductible options available for selection, to suit your medical needs. High overall annual limit of up to RM3 million with no lifetime limit - you need not worry about maxing out your medical coverage when you need it the most.
	Best Doctors services A platform that connects you with world-leading medical experts, allowing you to learn more about your health condition and the treatment that suits you best by obtaining a global expert’s second opinion. The complimentary services offered by Best Doctors include: InterConsultation^TM service DocOnline (Online Doctor) AskTheExpert Service
	Family discount Enjoy protection for your immediate family and cost savings with the Family Package (i.e., includes your spouse and dependent children). You get to enjoy 10% discount from the original contribution for each person covered issued under the Family Package. Furthermore, protection can be extended to additional or new family members after contract inception as subsequent addition of dependent(s) is allowed.
	Retirement option Between the age of 55 and 74 (based on age last birthday basis), you can opt to reduce the deductible amount to zero, without further underwriting, provided the contract has been in force for at least 5 years.
	Portability This plan caters to your changing needs, allowing you to have uninterrupted medical protection even after you move on to a new job or after you have retired.
	Tax relief The contribution amount paid under this plan is eligible for income tax relief, subject to the Inland Revenue Board’s approval. Note: Terms and conditions apply.