Living life to the fullest – to experience the many opportunities around us including enjoying a good quality of life with the family. However, the COVID-19 pandemic has thrown a spanner in the works in recent times. As the economy and local businesses have been heavily impacted, finances have become one of the biggest concerns for Malaysians, causing significant strain on their mental health and overall well-being. With our lives surrounded by more risks these days, your health and long-term healthcare needs shouldn’t be added as one of them. So, how can you utilise your protection plan to help cover for unexpected medical charges and emergencies? One of the simplest ways is to attach a medical rider to your insurance plan as an add-on coverage for your healthcare needs. Definition of a Rider Riders essentially offer additional benefits on top of your existing insurance policy to better protect you from the unexpected. Think of it as an added-value benefit. Similar to any current mobile games you may be playing these days, it’s akin to in-app purchases that could enhance your gaming experience such as reducing wait time or buying extra lives. A medical rider in particular can offer you medical coverage in the event of illnesses, surgeries, hospitalisation costs and others on top of your protection plan – such as hospital room and board, surgery & operating theatre fees, and consultations. With a medical rider added to your plan, you can opt for specialist treatment, private hospital care, more comfortable room and board experience, and many more. The good thing about opting for a medical rider is you get the flexibility to choose between different rider options based on your needs so you can enjoy the medical coverage that you specifically require. Sun Life Malaysia’s NEW Medical Rider If you are shopping around for a medical plan, do check out our new medical rider, Prime Medi Care-i Plus Benefit Rider. Besides financial assistance for hospitalisation, surgical, non-surgical benefits and more in the event of major illnesses and heavy medical expenses, this innovative rider comes with unique and unparalleled features that ensure your future medical needs are in good hands:
Learn more about the Prime Medi Care-i Plus Benefit Rider available for attachment to our Sun Prime Link-i Plan. This current climate puts both health and finances in a precarious position. One learning you can take away from this pandemic is that it’s better to plan ahead for the worst. As the saying “sediakan payung sebelum hujan” goes, it’s always important to prepare for the unexpected. Reach out to our advisor today to find out how we can help safeguard your health better. Note: Terms & conditions apply